Football Accumulator Insurance.

Acca Insurance is a betting offer that usually allows punters to get their stake refunded (as cash or a free bet) if one leg of their accumulator loses but the other selections win.

Think of it as a consolation prize or each-way bet, money back for being close or placed. Over a football season, this type of promo can be important for punters that place accumulator bets. It can mean a significant amount of stake money is returned to them (as free bets).

If you placed two £10 bets per week over the course of the football season that’s about 60 accumulators costing £600. If 20% of these bets missed by one leg and you had insurance you’d be getting £120 back.

List of Bookmakers offering Acca Insurance on Football and other sports

  • Min deposit £5
Ladbrokes Bet £5 Get £20
* 18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 = 4x £5 free bets. Free bets valid for 7 days, stake not returned. No cashout, restrictions + T&Cs apply.
  • Excellent Live Streaming
Bet £10 & Get £50 in Free Bets for new customers at bet365
* Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply.
  • Mobile Free Bet Only - Code H30
Bet £10 get £30 in free bets
* 18+. Play Safe. New customers using Promo code H30 only, Min £10/€10 stake, min odds 1/2, free bets paid as 2 x £15/€15, free bets credited after settlement of first qualifying bet, free bets will expire 30 days after the qualifying bet is placed, payment method/player/country restrictions apply.
  • Min. Deposit £10
Bet £10 get £30
* New UK customers (Excluding NI) only. Mobile exclusive. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Payment method restrictions. 1 Free Bet offer per customer, household & IP Address only. 18+
  • Min deposit £5
Coral Bet £5 get £20
* 18+ New UK+IRE customers. PayPal and certain deposit and bet types excluded. Min first £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply.
    * New players only | code VEGAS100 | Up to 100 Free Spins randomly allocated on selected slots | valid until 30.4.22 | T&Cs apply
    • Min Deposit £10
    • Promo Code: BETFRED60
    Bet £10 Get £60 in Bonuses
    * New UK customers only. Register using the promo code BETFRED60, deposit and place first bet of £10+ on Sports (cumulative Evens+). First bet must be on Sports. £20 in Free Bets to be used on Sports, £10 in Free Bets to be used on Lotto and 50 Free Spins (20p per spin) credited within 48 hours of bet settlement. Further £20 in Free Bets credited 5 days after settlement. Bonuses have a 7-day expiry. Payment restrictions apply. SMS verification and/or Proof of I.D and address may be required. Full T&Cs apply.
    • £10 Min Deposit
    £40 in Free Bets
    * £/€10 deposit using promo code "10FREE" - Minimum stake £/€10 at odds of 1/2 (1.5) - Free bets credited upon qualifying bet settlement and expire after 7 days - Free bet stakes not included in returns - Casino Bonus must be claimed within 7 days • To withdraw bonus/related wins, wager the bonus amount 40 times within 14 days • Casino Bonus expires after 60 days - Withdrawal restrictions, payment methods, country & full T&Cs apply
    • 4 Welcome Challenges
    Up to £50 Free Bets + 20 Free Spins + £10 Casino
    * Get up to £50 in FreeBets, an Odds Boost Token, 20 Free Spins and a £10 Casino Bonus when you sign up to Sportingbet today. Get rewarded as you complete our 4 Welcome Challenges, plus get an extra £20 FreeBet when you complete all 4.
    • Min Deposit £5
    £30 in Bonuses with 1st £5 Bet + £10 Slot Bonus
    * 18+ new customers only. Opt in, bet £5 at odds 2.00+ within 7 days of registering, no cashout. Get 2x £10 Free Bets, set events at odds 2.00+. Plus £10 Slot Bonus, selected games, wager 20x to withdraw max £250. 7-day bonus expiry. Card payments only. T&Cs apply.
    • Multiple Insurance
    • Best Odds Guaranteed
    • Fabulous Casino
    Up to £25 Free Bet
    * New Customers only. First settled bet £/€10 (£10 E/W+) - £/€25 (£/€25 E/W+) at odds 2.0+ qualifies. If the first settled bet loses, free bet credited within 24 hours of bet settlement, use within 7 days. Stake not returned. See Full Terms.
    • High stakes welcome
    • Nice mobile app
    Matched bet up to £50
    * New customers only. Min stake £10. Min odds evens/2.0. Free bet up to the value of initial stake (win part only) credited if selected event/result occurs. Max free bet £50. Free bet valid for 7 days. Full terms apply. 18+
    • Free £10 Bet
    • £25 Spread Free Bet Offer
    • Traditional Sports Betting
    Bet £10 get £20 Free Bets
    * New clients only. Applies to first £10+ bet on any sports market at odds of 2.00 (1/1) or greater. Qualifying bet needs to be placed and settled within 14 days of registration. 2 x £10 free bets issued once the qualifying bet settles. Free bets valid for 7 days and stake not returned. Cashed out or voided bets will not count towards qualifying. Full terms are available online.
    • Min. Dep £10
    • Traditional Betting Odds
    £35 in Free Bets
    * Bet £25 and get 5 x £5 free fixed odds bets & 2 x £5 free Total Goals football spread bets. Full ts&cs apply.
    • Minimum Odds 4.0
    Get a £10 Acca Bet Free
    * T&Cs apply. New players only. Qualifying bet(s) must have minimum odds of 3/1 and must be settled before triggering free bet. Free Bet must be used on an accumulator with 3 or more selections. 18+
    • Bet £10 Get £50
    £30 Cashback
    * 18+. New customers only. Opt-in, place your first bet on any EPL football market. We’ll refund in cash if your 1st bet loses, up to £30. Valid from 10:00 UK time 14.08.21. Card payments only. T&Cs Apply.
    • Promo Code BDQ10
    • Sportsbook and Exchange
    BET £10 GET £10 AS A FREE BET
    * 18+ only. Certain countries only. API/RDT customers excluded. Min £10 exchange bet at odds 2.0 or greater within 14 days of acc reg. Free bet valid on exchange for 7 days. Stake not returned. Depositing directly via bank card. No cashout. New customers only. T&Cs Apply.
    • Min Deposit £10
    £25 Free Bet + 10 Free Spins
    * If your account has Sportsbook losses at the end of your first day's betting, QuinnBet will refund 50% of your losses as a Free Bet up to £25 (min 3 bets) Plus 10 Free Spins on Asgard Warriors. Even if your account is up, you're guaranteed a £5 Free Bet Plus 10 Free Spins provided you place at least 1 bet of £10 or greater at the minimum odds. T&Cs apply | 18+ New UK Customers Only
    • Competitive Odds
    • Cashout
    • Boostiton
    Bet£15 get £10
    * 18+, Welcome Bonus: New Players only, 1st Deposit, Min Deposit,: £10, max £10 free bet valid for 14 days, bets must be placed at odds of 1/1 or greater and be settled within 14 days of placement. System bets not eligible. Neteller, Skrill and Paypal not eligible. T&Cs apply


    Bookmakers Acca insurance offers vary so before you place a bet, ensure it matches the terms of the offer. No. of selections etc:

    1. Contain a total of three or more selections
    2. Selections must add up to the minimum odds requirement.
    3. Be placed on one sport (usually this is football).

    acca insurance

    Types of Acca Insurance

    Understanding when your bet qualifies for a refund and when it does not is a key part of this promotion. In almost all cases, when you have placed a qualifying bet, the refund is only ever paid when only one of your selections lets you down.

    The free bet is always the same value as the punter’s original stake, but only up to the maximum value stated in the offer. So if your offer says that stakes are refunded up to £25 and you place a qualifying £30 accumulator bet, if you receive a refund then it will only be for the £25 maximum.

    Most accumulator insurance offers state their maximum refund clearly and this is of great use when formulating your bet. Most tend to be of a maximum refund value of between £25 and £50.

    Acca Insurance if you lose – Money back when one team lets you down.
    Acca Win Bonuses – Depending on the number of selections you could qualify for a win bonus, a percentage of your winnings.
    Acca Bet Boost – Accumulator Odds boosted on 3+ selections
    Loyalty Scheme Free Bets – Some bookmakers will give you a weekly free bet when you stake a qualifying amount on football accumulators
    Edit Your Acca – Bookmakers allow you to change your Acca in-play.

    Additional terms and conditions

    Restriction or stipulations in certain markets.
    Minimum odds of the original wager.
    Minimum stake amount of original wager.
    Stake on a free bet of any refund is not returned when you use it subsequently.

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